1st Franklin Financial Corporation: What does First Franklin do


1st Franklin Financial Corporation is a consumer finance company that provides personal loans, debt consolidation loans, home improvements, medical bills, car repairs and more services to individuals in the southeastern United States. The loan amounts and terms vary based on the borrower's creditworthiness and other factors. The company provides flexible repayment options, including automatic payments, online payments, and payments at their branches. The company was founded in 1941 and is based in Toccoa, Georgia.






1st Franklin Financial offers loans to customers with a variety of credit profiles, including those with less-than-perfect credit. Loan amounts range from a few hundred to several thousand dollars, and repayment terms vary from a few months to several years. The company also offers online loan applications and quick approvals.



1st Franklin Financial is a member of several industry associations, including the American Financial Services Association and the National Installment Lenders Association. The company has received recognition for its customer service and commitment to its communities, including being named a finalist for the Better Business Bureau's Torch Award for Marketplace Ethics.




In addition to personal loans, 1st Franklin Financial provides other financial services, including credit insurance, loan protection and bill payment services. As of June 2020, 1st Franklin Financial Corporation operates approximately 1,100 locations across 14 states. The company has over 300 branches in Alabama, Georgia, Louisiana, Mississippi, South Carolina, and Tennessee.




1st Franklin Financial is a subsidiary of Mariner Finance, LLC, a consumer finance company based in Baltimore, Maryland. Mariner Finance operates over 450 branches in 25 states and is one of the largest consumer finance companies in the United States.









In addition to personal loans, 1st Franklin Financial provides credit insurance and loan protection to help protect customers from unforeseen events that could impact their ability to repay their loans. The company also offers bill payment services, allowing customers to pay their bills conveniently and easily.



1st Franklin Financial is committed to responsible lending practices and adheres to all state and federal regulations. The company's loan officers work with each customer to determine the best loan option for their needs and ensure that they can afford the monthly payments. The company also provides financial education and counseling services to help customers manage their finances and improve their credit.



The online application process of 1st Franklin Financial is quick, easy, and secure, and customers can apply from the comfort of their homes. Customers can also apply for a loan in person at one of the company's branches. The loan application process typically takes only a few minutes, and customers can receive a loan decision within a few hours.




1st Franklin Financial also offers a mobile app for its customers, allowing them to manage their accounts, make payments, and access their loan information from their smartphones. The mobile app provides a convenient way for customers to manage their finances on the go.





The company is committed to giving back to its local communities and supports a range of charitable organizations and community events. The company's employees are also actively involved in their local communities, volunteering and donating their time and resources to support local causes.











Overall, 1st Franklin Financial is a reputable and reliable consumer finance company that provides a range of financial services to help individuals manage their finances and achieve their goals. With a focus on personalized customer service, responsible lending practices, provides financial education, counseling services to its customers and community involvement, the company has built a strong reputation for serving its customers and communities and managing their finances effectively for over 80 years.






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